Articles

Friday | 18 January | 2019 Credit records and being blacklisted: What and whereto?

By Dr Eugene Brink Being blacklisted is something that has gained significant notoriety in South Africa. It tells how careless a person has been with his or her money and could seriously hamper his or her ability to borrow money and get credit in future. Unfortunately, on the whole, it reflects negatively on a person’s character and casts considerable doubt  … Read more

Tuesday | 08 January | 2019 Debt: The good and bad (and the unavoidable)

By Dr. Eugene Brink There is no getting around this issue: South Africa is a debt-ridden society. This fact is thrown into sharp relief in view of our alarmingly high unemployment of nearly 30% (close to 40% if the better expanded definition). This has led to the prestigious news magazine The Economist to draw a sombre conclusion in a bold  … Read more

Thursday | 20 December | 2018 Do this and don’t let debt spoil your holiday

By Dr Eugene Brink It’s December and a heady time for spending and enjoying life. It is usually also a time for spoiling your loved ones. All this usually costs money. While you are fully entitled to let yourself go a little and buy the things you like, don’t completely spoil your January – never an easy month – and  … Read more

Wednesday | 19 December | 2018 A valid will is important

By Emsie Martin The last thing one wants to think about is one’s will, but with everybody taking to the busy roads this time of the year on their way to their holiday destinations, it is perhaps a good time to first look at your will. But this is not the only reason ─ if you were recently divorced, have  … Read more

Tuesday | 18 December | 2018 Practical ways to spend less

By Dr Eugene Brink Besides earning more money, the only way to survive and thrive financially is to start spending less. This means cutting down on big and small unnecessary expenses and above all, distinguishing between wants and needs. Spending money will always be easier and more fun than saving and earning it, but this fact should contribute even further  … Read more

Tuesday | 04 December | 2018 Make your Christmas budget work

By Emsie Martin As from October Christmas decorations are being displayed wherever you look, placards announcing bargains pop up everywhere and Christmas carols rings out in various shopping centres. Like it or not – Christmas is around the corner. The big financial question that you have to ask yourself: Will you make your Christmas budget work this year, or will  … Read more

Monday | 03 December | 2018 Money does not grow on trees

By Emsie Martin Good money management is probably one of the most valuable skills you could ever transfer to your children. And it’s never to early to teach them how to work with money. As a child you were taught that money does not grow on trees and today parents should still convey this sentiment to their children. Practical lessons  … Read more

Monday | 03 December | 2018 Save on electricity and fuel

By Wilma Bedford We have no control over electricity and fuel prices as they come from limited resources, but we can choose to use energy wisely and responsibly. Even if you have a savings plan in place, the following tips and a team effort by the whole family could save you a cent or two. Kitchen: Boil just enough water for  … Read more

Monday | 03 December | 2018 Budgeting for your baby’s arrival

By Emsie Martin You can hardly wait to prepare baby’s nest, but it includes a lot of preplanning. There are many financial implications attached to a new baby. Compile a budget or what you are prepared to spend prior to the baby’s arrival. It’s easy to go overboard with all to the soft toys and cute clothes and before you  … Read more

Monday | 03 December | 2018 Practical advice about VAT and transfer duty applicable to the sale of farms

By Sanette Viljoen To many people VAT and transfer duty sound like Greek. The public too often do not understand the terms. The following are a few practical hints that could be used when selling a farm. VAT transactions In most cases the seller of a farm is registered for VAT. In view of a farmer’s farming activities, it is  … Read more

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