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2016-savings

Friday | 18 November | 2016 How to use less water

Marli Naidoo   People use quite a lot of water: to drink, cook food, do the washing, grow food, and even to manufacture clothes, cars and computers. During the manufacture of one motor vehicle 303 000 litres of water are used; for a bike, 1 890 litres; and for one sheet of A4 paper 10 litres. Every person leaves a  … Read more

Friday | 04 November | 2016 Tenant obligations: 7 useful guidelines for 1st-time tenants

A happy tenant-landlord relationship is dependent on a give-and-take philosophy, where both parties recognise their individual duties or responsibilities as well as their rights. This also holds true for any legally binding agreement between two parties. These obligations and rights should be clearly covered in the lease agreement containing all the terms and conditions governing the relationship. This article will  … Read more

Thursday | 27 October | 2016 How to save for long-term goals

Saving for the future may seem difficult and a waste of time when you just make it through the month. But setting long-term savings goals and saving towards them will help you afford the big things, like a house, a car, education and retirement. Here’s how to get started and be WalletWise.   What are long-term savings? Long-term savings goals  … Read more

Tuesday | 25 October | 2016 Don’t forget about the gas certificate when selling your house

Question: “I am in the process of selling my house. I have a permanent gas oven in the house and the transferring attorney is saying I need to get a gas compliance certificate for the gas appliance. Is this necessary, and should the buyer not be responsible for this?”   Answer: A Certificate of Conformity (COC), also known as a  … Read more

Friday | 21 October | 2016 How to manage your geyser’s electricity usage

Geysers are responsible for between 30% and 50% of your electricity bill. Eskom recommends turning your geyser off between 6am and 9am to save electricity and reduce the load on the national grid during these peak times. The suggested temperature for a household geyser is 60 ºC. By reducing your geyser’s temperature you can reduce your home’s electricity usage and  … Read more

Thursday | 20 October | 2016 Holes in my budget: Causes and cures

Francois Smit     I have often heard students say: “I have a lot of month left over at the end of my money.” The reason for this is usually bad planning. In Potchefstroom it could mean that you probably paid a visit to Bourbon Street six times in the first two weeks of the month, and this resulted in  … Read more

Tuesday | 04 October | 2016 How to save money on your home contents insurance

Between etolls and inflation, we’re all looking for ways to save a little extra every month. Sometimes that means cutting back on how often you eat out, buying a cheaper shampoo, or waiting for that latest blockbuster to come out on DVD instead of seeing it on the big screen. Sometimes, though, it can mean upgrading your home a little  … Read more

Friday | 30 September | 2016 Medical aids: Do you get value for your money?

Within the next few weeks medical schemes will send out their annual option choice forms which give you the opportunity to analyse whether your current option meets your requirements. Here are six aspects to keep in mind when you choose an option:   Am I insured against the unexpected? The primary purpose of medical cover is insurance against those huge,  … Read more

Tuesday | 27 September | 2016 Save water and money with these tips

Here are some helpful water saving tips:   Turn off the tap when you brush your teeth – this can save 6 litres of water per minute. Place a water displacement device in your toilet cistern to reduce the volume of water used in each flush. Take a shorter shower. A shower can use anything between 6 and 45 litres  … Read more

Friday | 16 September | 2016 Tax-free savings accounts: What you need to know

Karin Muller   South Africans are notoriously poor savers. According to the SA Reserve Bank, our household savings as a percentage of our disposable income have declined over the past few years – and they are likely to continue to do so. National Treasury’s introduction of tax-free savings accounts from 1 March 2015 has therefore been widely welcomed as a  … Read more

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