ARTICLES

Should I have life assurance?

Should I have life assurance?

By Nico Strydom Life assurance puts you in a position where, should something happen to you, your loved ones will be cared for when you no longer can do it. In the event of death the life assurance company will pay out an amount to help your family with financial obligations such as funeral costs, outstanding debt and future cost  … Read more

How is the fuel price determined?

How is the fuel price determined?

By Nico Strydom In South Africa fuel prices are adjusted monthly according to a number of factors. According to the Automobile Association (AA) the cost of a litre of petrol is determined by four main elements, namely the fuel levy, the Road Accident Fund levy, the basic fuel price and wholesale and retail margins, and distribution and transport costs. The  … Read more

Who qualifies for social grants?

Who qualifies for social grants?

By Nico Strydom Social grants are administered by the South African Social Security Agency (Sassa). How do social grants work? There are seven types of grant. In all cases applicants must be South African citizens or refugees who live here permanently. By 2020 approximately 18,1 million South Africans will be receiving social grants. Applications for grants are made at Sassa  … Read more

The guilty pleasures that chip away at your budget

The guilty pleasures that chip away at your budget

By Dr. Eugene Brink When scrutinising your monthly budget, you are sure to find big (usually necessary but grudgingly paid) expenses, as well as several (or even a plenitude) of small and largely unnecessary ones that evoke guilt but remain irresistible. It is often said that if you would like more financial freedom, take serious stock of your big expenses.  … Read more

How do I pick a bank to handle my money matters?

How do I pick a bank to handle my money matters?

By Nico Strydom Banks give consumers a safe place for safeguarding their money and the possibility of earning a return on it. Choosing a bank is probably one of the most important financial decisions you will have to make. A bank could offer you financial opportunities or cost you money and trouble. How does one decide where to store your  … Read more

RETIREMENT PLANNING

Recent research shows that only 4 out of every 100 professionals will be able to retire independently one day. Is your current retirement annuity adequate? How can you make extra provision for your golden years? Solidarity Financial Services offer excellent advice that will help you to make provision for your own unique needs as well as those of your loved ones. Click here to find out more.

LIFE INSURANCE: INCOME PROTECTION AND DISABILITY COVER

No one wants to think about it but it is a reality that fate can strike at any day, minute or second. Therefore, before you even consider saving or investing money, you have to see to it that your current income is protected. Click here to read more.

SHORT TERM INSURANCE

What do you pay monthly for your car and household insurance? Are you satisfied with the service and benefits your current service provider offers? Are you not sure if you would have adequate cover should one of your valuable possessions be stolen or damaged? Let us review your current insurance profile and in so doing you can save loads of time, money and effort!

INVESTMENT ADVICE AND REVIEW OF YOUR EXISTING PORTFOLIO

Are you in two minds about buying that beach cottage or rather investing those extra rands? Solidarity Financial Services offers members excellent, professional and thoroughly researched investment advice.

Debt counselling is a process that was introduced by the National Credit Act to assist consumers who have high debt levels and are in trouble. The aim of debt counselling is to restructure debt and establish a repayment plan that is supported by creditors or that is found by the court to be fair in the circumstances.

In other words, it is a form of rehabilitation that carries on in a structured manner until a consumer’s debt levels return to “normal” and he/she can function normally like any other consumer who controls his/her debt levels.


FREE FOR SOLIDARITY-MEMBERS

If you are interested in such a service the drafting of a will is one of the many services Solidarity offers, and Solidarity will also handle your estate after death.


E-mail: fineks@wvs.co.za
Fax: 086 639 1999
Phone us for more information: 012 362 1552.
Download form here.

MOTOR FINANCE

WHAT WILL A NEW VEHICLE COST?

Although buying or selling a car is exciting, some people experience this as pretty traumatic. They struggle to decide which model they should choose and how to get financing, and find the paper work attached to a transaction problematic. Solidarity Financial Services will attempt to provide information that will make things so much easier for you. Click here to calculate the cost of a new vehicle.

DAILY INDICATORS

Registreer / Register

Maak toe / Close