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    Credit score: 5 myths refuted

    Credit score: 5 myths refuted

    Credit bureau TransUnion’s data shows that over half (57%) of South African consumers are taking a more active role in learning about credit as a result of the current economic climate. According to Garnet Jensen, senior director for TransUnion, this heightened interest could possibly be contributing to the small improvement seen in the overall health of the country’s Consumer Credit  … Read more

    6 signs you’ve outgrown your home (and what to do)

    6 signs you’ve outgrown your home (and what to do)

    Key give-aways: From feeling cramped and running out of storage space to simply needing a breath of fresh air, it may be time to upscale. The property market is ripe with opportunities for those ready to move up. Expert assistance is on offer to help you know exactly what you’re getting into. Your family’s gone from two to four, your  … Read more

    How to use less water

    How to use less water

    Marli Naidoo People use quite a lot of water: to drink, cook food, do the washing, grow food, and even to manufacture clothes, cars and computers. During the manufacture of one motor vehicle 303 000 litres of water are used; for a bike, 1 890 litres; and for one sheet of A4 paper 10 litres. Every person leaves a water  … Read more

    Sectional title: Undesirable tenants landlord’s problem

    Sectional title: Undesirable tenants landlord’s problem

    It is likely that in multi-unit sectional title developments there will always be one or two residents who are thought by most of the others to be ‘undesirable’. When this happens the body corporate is frequently called in by its members to take action. In these cases, however, says Tony Clarke, Managing Director of the Rawson Property Group, the body  … Read more

    Vehicle finance explained

    Vehicle finance explained

    Unless you’re an accountant, vehicle finance is complicated. Do you know how finance terms work? Is it a good idea to take a residual? What about the interest rate – should you take fixed or linked? WesBank compiled this beginner’s guide to financing the car of your dreams! Work out how much you want to spend Before you can submit  … Read more

    RETIREMENT PLANNING

    Recent research shows that only 4 out of every 100 professionals will be able to retire independently one day. Is your current retirement annuity adequate? How can you make extra provision for your golden years? Solidarity Financial Services offer excellent advice that will help you to make provision for your own unique needs as well as those of your loved ones. Click here to find out more.

    LIFE INSURANCE: INCOME PROTECTION AND DISABILITY COVER

    No one wants to think about it but it is a reality that fate can strike at any day, minute or second. Therefore, before you even consider saving or investing money, you have to see to it that your current income is protected. Click here to read more.

    SHORT TERM INSURANCE

    What do you pay monthly for your car and household insurance? Are you satisfied with the service and benefits your current service provider offers? Are you not sure if you would have adequate cover should one of your valuable possessions be stolen or damaged? Let us review your current insurance profile and in so doing you can save loads of time, money and effort!

    INVESTMENT ADVICE AND REVIEW OF YOUR EXISTING PORTFOLIO

    Are you in two minds about buying that beach cottage or rather investing those extra rands? Solidarity Financial Services offers members excellent, professional and thoroughly researched investment advice.

    Debt counselling is a process that was introduced by the National Credit Act to assist consumers who have high debt levels and are in trouble. The aim of debt counselling is to restructure debt and establish a repayment plan that is supported by creditors or that is found by the court to be fair in the circumstances.

    In other words, it is a form of rehabilitation that carries on in a structured manner until a consumer’s debt levels return to “normal” and he/she can function normally like any other consumer who controls his/her debt levels.


    FREE FOR SOLIDARITY-MEMBERS

    If you are interested in such a service the drafting of a will is one of the many services Solidarity offers, and Solidarity will also handle your estate after death.


    E-mail: fineks@wvs.co.za
    Fax: 086 639 1999
    Phone us for more information: 012 362 1552.
    Download form here.

    MOTOR FINANCE

    WHAT WILL A NEW VEHICLE COST?

    Although buying or selling a car is exciting, some people experience this as pretty traumatic. They struggle to decide which model they should choose and how to get financing, and find the paper work attached to a transaction problematic. Solidarity Financial Services will attempt to provide information that will make things so much easier for you. Click here to calculate the cost of a new vehicle.

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