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    Buying stolen goods on street corners

    Buying stolen goods on street corners

    Sanette Viljoen It happens every day that people approach you in a parking area to sell something to you. Sometimes these items are very valuable and are sold very cheaply. Is it against the law to buy stolen goods on a sidewalk? The answer is yes, it is illegal. The offence is defined as the receipt of stolen property, well  … Read more

    Voetstoots and private purchase of a 2nd-hand car

    Voetstoots and private purchase of a 2nd-hand car

    Previous to the promulgation of the Consumer Protection Act, consumers had limited rights relayed to them in terms of purchasing a second-hand vehicle, especially in relation to the inclusion of a “voetstoots” clause, which is the ambit under which most used motor vehicles were sold. A “voetstoots” clause in effect stipulates that the property will be sold ‘as is’. The  … Read more

    Can my body corporate give me a speeding fine?

    Can my body corporate give me a speeding fine?

    Question: “I live in a large sectional title complex. I enjoy living there, but some of the rules are getting a bit much. I’ve received a traffic fine in my levy statement for driving faster than the 35km/hour speed limit applying within the complex. Surely the body corporate cannot start issuing traffic fines within the complex?” Answer: The Sectional Title  … Read more

    How to stick to your holiday budget

    How to stick to your holiday budget

    The holidays can be a lot of fun or they can be very stressful. It is the season of giving, which often means it is also the season of spending. One of the best things you can do to help make the holidays a lot less stressful, is to create and stick to a holiday budget. Creating a holiday spending  … Read more

    How to handle adult children living at home

    How to handle adult children living at home

    If you have an adult child living at home, you’re not alone. Nearly 33 percent of young adults between the ages of 18 and 34 live with their parents, according to a 2015 study by the Pew Research Center. It’s a phenomenon that dates back to the financial crisis, but despite the recovery and a stronger job market, fewer young  … Read more

    RETIREMENT PLANNING

    Recent research shows that only 4 out of every 100 professionals will be able to retire independently one day. Is your current retirement annuity adequate? How can you make extra provision for your golden years? Solidarity Financial Services offer excellent advice that will help you to make provision for your own unique needs as well as those of your loved ones. Click here to find out more.

    LIFE INSURANCE: INCOME PROTECTION AND DISABILITY COVER

    No one wants to think about it but it is a reality that fate can strike at any day, minute or second. Therefore, before you even consider saving or investing money, you have to see to it that your current income is protected. Click here to read more.

    SHORT TERM INSURANCE

    What do you pay monthly for your car and household insurance? Are you satisfied with the service and benefits your current service provider offers? Are you not sure if you would have adequate cover should one of your valuable possessions be stolen or damaged? Let us review your current insurance profile and in so doing you can save loads of time, money and effort!

    INVESTMENT ADVICE AND REVIEW OF YOUR EXISTING PORTFOLIO

    Are you in two minds about buying that beach cottage or rather investing those extra rands? Solidarity Financial Services offers members excellent, professional and thoroughly researched investment advice.

    Debt counselling is a process that was introduced by the National Credit Act to assist consumers who have high debt levels and are in trouble. The aim of debt counselling is to restructure debt and establish a repayment plan that is supported by creditors or that is found by the court to be fair in the circumstances.

    In other words, it is a form of rehabilitation that carries on in a structured manner until a consumer’s debt levels return to “normal” and he/she can function normally like any other consumer who controls his/her debt levels.


    FREE FOR SOLIDARITY-MEMBERS

    If you are interested in such a service the drafting of a will is one of the many services Solidarity offers, and Solidarity will also handle your estate after death.


    E-mail: fineks@wvs.co.za
    Fax: 086 639 1999
    Phone us for more information: 012 362 1552.
    Download form here.

    MOTOR FINANCE

    WHAT WILL A NEW VEHICLE COST?

    Although buying or selling a car is exciting, some people experience this as pretty traumatic. They struggle to decide which model they should choose and how to get financing, and find the paper work attached to a transaction problematic. Solidarity Financial Services will attempt to provide information that will make things so much easier for you. Click here to calculate the cost of a new vehicle.

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