ARTICLES

Make your Christmas budget work

Make your Christmas budget work

By Emsie Martin As from October Christmas decorations are being displayed wherever you look, placards announcing bargains pop up everywhere and Christmas carols rings out in various shopping centres. Like it or not – Christmas is around the corner. The big financial question that you have to ask yourself: Will you make your Christmas budget work this year, or will  … Read more

Money does not grow on trees

Money does not grow on trees

By Emsie Martin Good money management is probably one of the most valuable skills you could ever transfer to your children. And it’s never to early to teach them how to work with money. As a child you were taught that money does not grow on trees and today parents should still convey this sentiment to their children. Practical lessons  … Read more

Save on electricity and fuel

Save on electricity and fuel

By Wilma Bedford We have no control over electricity and fuel prices as they come from limited resources, but we can choose to use energy wisely and responsibly. Even if you have a savings plan in place, the following tips and a team effort by the whole family could save you a cent or two. Kitchen: Boil just enough water for  … Read more

Budgeting for your baby’s arrival

Budgeting for your baby’s arrival

By Emsie Martin You can hardly wait to prepare baby’s nest, but it includes a lot of preplanning. There are many financial implications attached to a new baby. Compile a budget or what you are prepared to spend prior to the baby’s arrival. It’s easy to go overboard with all to the soft toys and cute clothes and before you  … Read more

Practical advice about VAT and transfer duty applicable to the sale of farms

Practical advice about VAT and transfer duty applicable to the sale of farms

By Sanette Viljoen To many people VAT and transfer duty sound like Greek. The public too often do not understand the terms. The following are a few practical hints that could be used when selling a farm. VAT transactions In most cases the seller of a farm is registered for VAT. In view of a farmer’s farming activities, it is  … Read more

RETIREMENT PLANNING

Recent research shows that only 4 out of every 100 professionals will be able to retire independently one day. Is your current retirement annuity adequate? How can you make extra provision for your golden years? Solidarity Financial Services offer excellent advice that will help you to make provision for your own unique needs as well as those of your loved ones. Click here to find out more.

LIFE INSURANCE: INCOME PROTECTION AND DISABILITY COVER

No one wants to think about it but it is a reality that fate can strike at any day, minute or second. Therefore, before you even consider saving or investing money, you have to see to it that your current income is protected. Click here to read more.

SHORT TERM INSURANCE

What do you pay monthly for your car and household insurance? Are you satisfied with the service and benefits your current service provider offers? Are you not sure if you would have adequate cover should one of your valuable possessions be stolen or damaged? Let us review your current insurance profile and in so doing you can save loads of time, money and effort!

INVESTMENT ADVICE AND REVIEW OF YOUR EXISTING PORTFOLIO

Are you in two minds about buying that beach cottage or rather investing those extra rands? Solidarity Financial Services offers members excellent, professional and thoroughly researched investment advice.

Debt counselling is a process that was introduced by the National Credit Act to assist consumers who have high debt levels and are in trouble. The aim of debt counselling is to restructure debt and establish a repayment plan that is supported by creditors or that is found by the court to be fair in the circumstances.

In other words, it is a form of rehabilitation that carries on in a structured manner until a consumer’s debt levels return to “normal” and he/she can function normally like any other consumer who controls his/her debt levels.


FREE FOR SOLIDARITY-MEMBERS

If you are interested in such a service the drafting of a will is one of the many services Solidarity offers, and Solidarity will also handle your estate after death.


E-mail: fineks@wvs.co.za
Fax: 086 639 1999
Phone us for more information: 012 362 1552.
Download form here.

MOTOR FINANCE

WHAT WILL A NEW VEHICLE COST?

Although buying or selling a car is exciting, some people experience this as pretty traumatic. They struggle to decide which model they should choose and how to get financing, and find the paper work attached to a transaction problematic. Solidarity Financial Services will attempt to provide information that will make things so much easier for you. Click here to calculate the cost of a new vehicle.

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