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    Rent: Is there a maximum % for increases?

    Rent: Is there a maximum % for increases?

    In terms of the Rental Housing Act:   (6)   “A lease contemplated in subsection (2) must include the following information:   (c)   The amount of rental of the dwelling and reasonable escalation, if any, to be paid in terms of the lease;”   The tenant and landlord can agree on the period of the lease (fixed term or monthly) and  … Read more

    Things you should do after getting a raise

    Things you should do after getting a raise

    Alaina Tweddale     The worst thing you can do with your raise is increase your level of existing debt by financing something new, like a car or boat, or even a house, before you’re ready. “Increasing the money you spend on lifestyle choices, like going out to dinner more or taking another vacation, don’t usually benefit us in the  … Read more

    Financial blunders to avoid when buying a home

    Financial blunders to avoid when buying a home

    While setting aside enough money for a deposit on a home is in itself a financial feat of epic proportions, it is not the only financial consideration for would-be homeowners when preparing to dip their feet in the market. According to Adrian Goslett, Regional Director and CEO of RE/MAX of Southern Africa, having savings set aside is a vital element  … Read more

    Money tips for a carefree retirement

    Money tips for a carefree retirement

    Cyril Blackburn To ensure that one day you will be able to enjoy a carefree retirement, you have to start putting away money early in your professional career for the day when you will no longer be working. Many people live with the idea that today’s pleasure is more important than tomorrow’s worries, and this is one of the biggest  … Read more

    Defects to look out for when buying a home

    Defects to look out for when buying a home

    Irrespective of whether you are an experienced property investor or a person getting into the market for the first time, purchasing a property is a major investment that should be considered carefully, says Adrian Goslett, Regional Director and CEO of RE/MAX of Southern Africa. “Buying a property can have a major impact your financial well-being, so it is vital to  … Read more

    RETIREMENT PLANNING

    Recent research shows that only 4 out of every 100 professionals will be able to retire independently one day. Is your current retirement annuity adequate? How can you make extra provision for your golden years? Solidarity Financial Services offer excellent advice that will help you to make provision for your own unique needs as well as those of your loved ones. Click here to find out more.

    LIFE INSURANCE: INCOME PROTECTION AND DISABILITY COVER

    No one wants to think about it but it is a reality that fate can strike at any day, minute or second. Therefore, before you even consider saving or investing money, you have to see to it that your current income is protected. Click here to read more.

    SHORT TERM INSURANCE

    What do you pay monthly for your car and household insurance? Are you satisfied with the service and benefits your current service provider offers? Are you not sure if you would have adequate cover should one of your valuable possessions be stolen or damaged? Let us review your current insurance profile and in so doing you can save loads of time, money and effort!

    INVESTMENT ADVICE AND REVIEW OF YOUR EXISTING PORTFOLIO

    Are you in two minds about buying that beach cottage or rather investing those extra rands? Solidarity Financial Services offers members excellent, professional and thoroughly researched investment advice.

    Debt counselling is a process that was introduced by the National Credit Act to assist consumers who have high debt levels and are in trouble. The aim of debt counselling is to restructure debt and establish a repayment plan that is supported by creditors or that is found by the court to be fair in the circumstances.

    In other words, it is a form of rehabilitation that carries on in a structured manner until a consumer’s debt levels return to “normal” and he/she can function normally like any other consumer who controls his/her debt levels.


    FREE FOR SOLIDARITY-MEMBERS

    If you are interested in such a service the drafting of a will is one of the many services Solidarity offers, and Solidarity will also handle your estate after death.


    E-mail: fineks@wvs.co.za
    Fax: 086 639 1999
    Phone us for more information: 012 362 1552.
    Download form here.

    MOTOR FINANCE

    WHAT WILL A NEW VEHICLE COST?

    Although buying or selling a car is exciting, some people experience this as pretty traumatic. They struggle to decide which model they should choose and how to get financing, and find the paper work attached to a transaction problematic. Solidarity Financial Services will attempt to provide information that will make things so much easier for you. Click here to calculate the cost of a new vehicle.

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