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We offer financial solutions through
value-driven advice and excellent service.
ABOUT YOUR MONEY

Government Employees Pension Fund: questions and answers


by Mariska Brink The pension fund for public servants, the Government Employees Pension Fund (GEPF), recently received much coverage in the media, causing a lot of uncertainty. This resulted in 26 690 people resigning from the fund during the 2018 financial year. What should you do if you are still a...

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FINANCIAL SERVICES

RETIREMENT PLANNING
Recent research shows that only 4 out of every 100 professionals will be able to retire independently one day. Is your current retirement annuity adequate? How can you make extra provision for your golden years? Solidarity Financial Services offer excellent advice that will help you to make provision for your own unique needs as well as those of your loved ones.
Click here to find out more.
LIFE INSURANCE:
INCOME PROTECTION,
AND DISABILITY COVER
No one wants to think about it but it is a reality that fate can strike at any day, minute or second. Therefore, before you even consider saving or investing money, you have to see to it that your current income is protected.
Click here to find out more.
SHORT TERM INSURANCE
What do you pay monthly for your car and household insurance? Are you satisfied with the service and benefits your current service provider offers? Are you not sure if you would have adequate cover should one of your valuable possessions be stolen or damaged? Let us review your current insurance profile and in so doing you can save loads of time, money and effort!
Click here to find out more.
INVESTMENT ADVICE AND
REVIEW OF YOUR
EXISTING PORTFOLIO
Are you in two minds about buying that beach cottage or rather investing those extra rands? Solidarity Financial Services offers members excellent, professional and thoroughly researched investment advice.
Click here to find out more.

DEBT COUNSELLING

The financial welfare of our members is very important to Solidarity
Debt counselling is a process that was introduced by the National Credit Act to assist consumers who have high debt levels and are in trouble. The aim of debt counselling is to restructure debt and establish a repayment plan that is supported by creditors or that is found by the court to be fair in the circumstances.

In other words, it is a form of rehabilitation that carries on in a structured manner until a consumer’s debt levels return to “normal” and he/she can function normally like any other consumer who controls his/her debt levels.

Click here to use our free debt counseling calculator

WILLS

FREE FOR SOLIDARITY-MEMBERS
If you are interested in such a service the drafting of a will is one of the many services Solidarity offers, and Solidarity will also handle your estate after death.

E-mail fineks@wvs.co.za
Fax: 086 639 1999
Phone us for more information: 012 362 1552.

Click here to download the form.

BUYING A NEW CAR

MOTOR FINANCE/td>
WHAT WILL A NEW VEHICLE COST?

Although buying or selling a car is exciting, some people experience this as pretty traumatic. They struggle to decide which model they should choose and how to get financing, and find the paper work attached to a transaction problematic. Solidarity Financial Services will attempt to provide information that will make things so much easier for you.

Click here to calculate the cost of a new vehicle.

INDICATORS

DAILY INDICATORS

QUESTIONS & ANSWERS

Am I entitled to know why my rental application was declined?

Yes, reasons for rejecting your application for rent might include your credit profile, affordability or suitability such as "no pets allowed in the complex”. Your application may not be rejected due to discrimination on the grounds of race, gender,  pregnancy, marital status, sexual orientation, ethnic or social origin, colour, age,...

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Buying property: Why must purchasers pay transfer fees and the seller chooses the attorney?

Question: “I’m buying my first property. I’m quite nervous about everything and a friend of mine who is a conveyancer said she would help me with the transaction. However the seller is refusing and insisting that his attorneys must do the transfer. If I am the one paying the transfer...

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Sectional title: What to do about unnecessary special levies

Question:   What can you do about unnecessary special levies? What constitutes an emergency that justifies raising a special levy and what recourse does the owners have if the trustees raise a special levy for expenses that are not deemed an emergency?   Response   While the term “emergency” is...

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