ARTICLES

Tips to save money on your water and electricity bill

Tips to save money on your water and electricity bill

By Anja van den Berg Water is a precious commodity in South Africa and, along with electricity, is a big expense for many homeowners.  Being powerwise and waterwise means thinking about every millilitre you use – every leak, every running tap, every bowl or bucket of water that you throw away – as well as every time you switch on  … Read more

Buy food or cook on a budget

Buy food or cook on a budget

By Nico Strydom The rising cost of living can bully your purse and food is a major part of a family’s monthly budget. However, with a few smart ideas and a bit of imagination you can give your family healthy and nourishing dishes while staying within your budget. Here are some hints on how to make your food trolley less  … Read more

How Much Should You Spend On Leisure And Entertainment?

How Much Should You Spend On Leisure And Entertainment?

By Anja van den Berg Data from Statistics South Africa’s Living Conditions Survey (LCS) provides a breakdown on how the average South African household spends its money over the course of a year. The LCS found that in 2015, the average South African household consisted of three to four persons, with an average annual income and consumption expenditure of R138,168  … Read more

When is it the right time to buy a house?

When is it the right time to buy a house?

By Nico Strydom The most-asked question among home buyers is when to buy. Although there are many factors to consider, there is only one short answer: “When you can afford it,” says Bruce Swain, executive officer of the Leapfrog Property Group. “When buyers are serious about buying a house, they begin to search the internet for houses and they read  … Read more

How to assess whether your debt level is dangerously high

How to assess whether your debt level is dangerously high

By Anja van den Berg How much debt is too much? While there is no definite measure, there are ways to determine whether you’ve taken on more than you can handle. It may be that you have too much debt, but it may also be that you are not spending your available income correctly, explains debt counsellor Renee Marais. The  … Read more

RETIREMENT PLANNING

Recent research shows that only 4 out of every 100 professionals will be able to retire independently one day. Is your current retirement annuity adequate? How can you make extra provision for your golden years? Solidarity Financial Services offer excellent advice that will help you to make provision for your own unique needs as well as those of your loved ones. Click here to find out more.

LIFE INSURANCE: INCOME PROTECTION AND DISABILITY COVER

No one wants to think about it but it is a reality that fate can strike at any day, minute or second. Therefore, before you even consider saving or investing money, you have to see to it that your current income is protected. Click here to read more.

SHORT TERM INSURANCE

What do you pay monthly for your car and household insurance? Are you satisfied with the service and benefits your current service provider offers? Are you not sure if you would have adequate cover should one of your valuable possessions be stolen or damaged? Let us review your current insurance profile and in so doing you can save loads of time, money and effort!

INVESTMENT ADVICE AND REVIEW OF YOUR EXISTING PORTFOLIO

Are you in two minds about buying that beach cottage or rather investing those extra rands? Solidarity Financial Services offers members excellent, professional and thoroughly researched investment advice.

Debt counselling is a process that was introduced by the National Credit Act to assist consumers who have high debt levels and are in trouble. The aim of debt counselling is to restructure debt and establish a repayment plan that is supported by creditors or that is found by the court to be fair in the circumstances.

In other words, it is a form of rehabilitation that carries on in a structured manner until a consumer’s debt levels return to “normal” and he/she can function normally like any other consumer who controls his/her debt levels.


FREE FOR SOLIDARITY-MEMBERS

If you are interested in such a service the drafting of a will is one of the many services Solidarity offers, and Solidarity will also handle your estate after death.


E-mail: fineks@wvs.co.za
Fax: 086 639 1999
Phone us for more information: 012 362 1552.
Download form here.

MOTOR FINANCE

WHAT WILL A NEW VEHICLE COST?

Although buying or selling a car is exciting, some people experience this as pretty traumatic. They struggle to decide which model they should choose and how to get financing, and find the paper work attached to a transaction problematic. Solidarity Financial Services will attempt to provide information that will make things so much easier for you. Click here to calculate the cost of a new vehicle.

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