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    Townhouses: Who should repair electrical cables?

    Townhouses: Who should repair electrical cables?

    Question: Good afternoon Please could you clarify the following: Who is responsible for the cost of the electrical cabling repairs from the communal supply to the apartment? Looking forward to hearing from you.   Reply: Any supply infrastructure that is on common property is the body corporate’s responsibility, even if it only serves one section. Section 37(1)(j) is the applicable  … Read more

    How a lender decides to grant you credit

    How a lender decides to grant you credit

    Every creditor has its own definition of what is considered “good” vs. “bad” credit. With more lenders today keeping credit standards tight, you need to do everything possible to make sure your credit stays in great shape. Remember, credit scores are not permanent. If yours is in bad shape, a little work will go a long way to improving it  … Read more

    4 tips to pay off credit card debt fast

    4 tips to pay off credit card debt fast

    How to pay off debt fast? The key is to develop a good plan and stick to it. Here are four smart strategies to help you pay off credit card debt quickly. Target one debt at a time Do you carry a balance on more than one card? If so, make sure you always pay at least the minimum on  … Read more

    Bitcoin: Waaroor gaan die bohaai?

    Bitcoin: Waaroor gaan die bohaai?

    Cyril Blackburn Die internet en sosiale media is behoorlik aan die gons oor die virtuele geldeenheid Bitcoin. Dié geldeenheid is egter ook in omstredenheid gehul weens die onsekerheid en anonimiteit waarmee dit gepaard gaan. Wat is Bitcoin? Bitcoin is ʼn virtuele geldeenheid wat in 2009 geskep is. Dit word gerugsteun deur Blockchain – ʼn openbare lêer wat alle transaksies stoor  … Read more

    4 bad money habits and how to overcome them

    4 bad money habits and how to overcome them

    Habits are neurologically formed in our brain after we continually repeat the same behaviour over and over. Habits are hard to cultivate and just as hard to break. When it comes to bad money habits on the other hand, we tend to form risky patterns easier, because, let’s face it, it is nice to spoil ourselves. Bad money habits, like  … Read more

    RETIREMENT PLANNING

    Recent research shows that only 4 out of every 100 professionals will be able to retire independently one day. Is your current retirement annuity adequate? How can you make extra provision for your golden years? Solidarity Financial Services offer excellent advice that will help you to make provision for your own unique needs as well as those of your loved ones. Click here to find out more.

    LIFE INSURANCE: INCOME PROTECTION AND DISABILITY COVER

    No one wants to think about it but it is a reality that fate can strike at any day, minute or second. Therefore, before you even consider saving or investing money, you have to see to it that your current income is protected. Click here to read more.

    SHORT TERM INSURANCE

    What do you pay monthly for your car and household insurance? Are you satisfied with the service and benefits your current service provider offers? Are you not sure if you would have adequate cover should one of your valuable possessions be stolen or damaged? Let us review your current insurance profile and in so doing you can save loads of time, money and effort!

    INVESTMENT ADVICE AND REVIEW OF YOUR EXISTING PORTFOLIO

    Are you in two minds about buying that beach cottage or rather investing those extra rands? Solidarity Financial Services offers members excellent, professional and thoroughly researched investment advice.

    Debt counselling is a process that was introduced by the National Credit Act to assist consumers who have high debt levels and are in trouble. The aim of debt counselling is to restructure debt and establish a repayment plan that is supported by creditors or that is found by the court to be fair in the circumstances.

    In other words, it is a form of rehabilitation that carries on in a structured manner until a consumer’s debt levels return to “normal” and he/she can function normally like any other consumer who controls his/her debt levels.


    FREE FOR SOLIDARITY-MEMBERS

    If you are interested in such a service the drafting of a will is one of the many services Solidarity offers, and Solidarity will also handle your estate after death.


    E-mail: fineks@wvs.co.za
    Fax: 086 639 1999
    Phone us for more information: 012 362 1552.
    Download form here.

    MOTOR FINANCE

    WHAT WILL A NEW VEHICLE COST?

    Although buying or selling a car is exciting, some people experience this as pretty traumatic. They struggle to decide which model they should choose and how to get financing, and find the paper work attached to a transaction problematic. Solidarity Financial Services will attempt to provide information that will make things so much easier for you. Click here to calculate the cost of a new vehicle.

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