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    Poor credit record? This is what you can do

    Poor credit record? This is what you can do

    Cyril Blackburn   If your money threatens to run out towards the end of the month and you are tempted to skip a few instalments on your debts – think twice. Rather cut other expenses but never debt repayments. Why? Because reneging on debt repayments can mean your credit record shows you are a credit risk, a person who does  … Read more

    Motor vehicle repairs: What to know

    Motor vehicle repairs: What to know

    The National Consumer Union has the following advice when taking your car for repairs:   Be specific about what you want done or the problems you are experiencing. Ask for either a written estimate or that you be called before any major repair work is done. Be sure it is understood that your permission must be obtained before the mechanic  … Read more

    Who pays what?

    Who pays what?

    SELLER Outstanding bond amount Rates account (outstanding + advance) Compliance certificates Estate Agent’s Commission Bond Cancellation Attorneys Home Owners Association Compliance Body Corporate Levy Compliance   PURCHASER Purchase price Transfer costs and disbursements to transferring attorney Bond Costs to Registration Attorneys Transfer duty Occupational rent (if applicable) Source: Van Berge Inc Attorneys

    Property compliance certificates explained

    Property compliance certificates explained

    Putting a home up for sale takes some preparation on sellers’ part, says Adrian Goslett, Regional Director and CEO of RE/MAX of Southern Africa, who notes that they need to have all of their compliance certificates in order before taking the step of listing their homes on the market. He provides some guidance as to which certificates sellers will need  … Read more

    Recovery of municipal debt after registration of transfer

    Recovery of municipal debt after registration of transfer

    Sanette VIljoen     Does the municipality lose its right to recover debt after the registration of transfer?   Thus far, in terms of section 118, all cases dealing with municipal rights focused on the provisions of section 118(1) of the Local Government: Municipal Systems Act (Act 32 of 2000), which pertains to the issuing of a clearance certificate as  … Read more

    RETIREMENT PLANNING

    Recent research shows that only 4 out of every 100 professionals will be able to retire independently one day. Is your current retirement annuity adequate? How can you make extra provision for your golden years? Solidarity Financial Services offer excellent advice that will help you to make provision for your own unique needs as well as those of your loved ones. Click here to find out more.

    LIFE INSURANCE: INCOME PROTECTION AND DISABILITY COVER

    No one wants to think about it but it is a reality that fate can strike at any day, minute or second. Therefore, before you even consider saving or investing money, you have to see to it that your current income is protected. Click here to read more.

    SHORT TERM INSURANCE

    What do you pay monthly for your car and household insurance? Are you satisfied with the service and benefits your current service provider offers? Are you not sure if you would have adequate cover should one of your valuable possessions be stolen or damaged? Let us review your current insurance profile and in so doing you can save loads of time, money and effort!

    INVESTMENT ADVICE AND REVIEW OF YOUR EXISTING PORTFOLIO

    Are you in two minds about buying that beach cottage or rather investing those extra rands? Solidarity Financial Services offers members excellent, professional and thoroughly researched investment advice.

    Keep an eye out for the new solidarity benefit.

    FREE FOR SOLIDARITY-MEMBERS

    If you are interested in such a service the drafting of a will is one of the many services Solidarity offers, and Solidarity will also handle your estate after death.


    E-mail: fineks@wvs.co.za
    Fax: 086 639 1999
    Phone us for more information: 012 362 1552.
    Download form here.

    MOTOR FINANCE

    WHAT WILL A NEW VEHICLE COST?

    Although buying or selling a car is exciting, some people experience this as pretty traumatic. They struggle to decide which model they should choose and how to get financing, and find the paper work attached to a transaction problematic. Solidarity Financial Services will attempt to provide information that will make things so much easier for you. Click here to calculate the cost of a new vehicle.

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